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When users first start using PhonePe, “VPA” often appears across payment requests, transaction screens and app settings. Many of them are unsure what it means or why one is needed. If you're in the same boat, don't worry. This guide explains VPA in PhonePe - from what it is to how to create and use it for UPI transactions. By the end of this guide, you'll be handling your Virtual Payment Address like a pro.

ella moor author
Ella MooreContent Writer
January 27, 2026 6 mins
what is vpa in phonepe
January 27, 2026 6 mins
AllFraud and SecurityPaymentsBusiness Basics
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