How to Change UPI ID in Google Pay: Your Main Guide

According to NPCI data for 2025, users make more than 12 billion transactions through UPI every month and want to know how to change their UPI ID in Google Pay. For over 350 million Google Pay users, effective identity management is very important. The company’s main goal is to ensure that each user can easily manage their transaction data. However, almost 83% of them do not know that they can set up their address outside the standard formats. This leads to suboptimal use of the system’s capabilities. It also increases the risk of identification errors during transactions.

ella moor author
Ella MooreContent Writer
Update on: February 17, 2026 7 mins
google pay upi id
Update on: February 17, 2026 7 mins

According to NPCI data for 2025, users make more than 12 billion transactions through UPI every month and want to know how to change their UPI ID in Google Pay. For over 350 million Google Pay users, effective identity management is very important. The company’s main goal is to ensure that each user can easily manage their transaction data. However, almost 83% of them do not know that they can set up their address outside the standard formats. This leads to suboptimal use of the system’s capabilities. It also increases the risk of identification errors during transactions.

To understand what UPI ID is and how to create your identifier correctly, you can read our detailed guide. It will help you improve security and study how to change your UPI ID in GPay. 

How to change UPI ID in GPay

UPI in Google Pay is an important part of the process of setting up your payment details. It allows you to make the identifier unique and convenient for you. If you want to know how to change your UPI ID in GPay for free, follow this step-by-step guide:

1
 

Go to your profile

Open the Google app on your device. At the bottom of the home page, tap on your profile icon photo to go to personal settings. Here, you will see all the options that are linked to your account.

2
 

Select a bank account

In the list of transaction options, find your current bank account. Tap on this account button to go to its settings.

3
 

Find the desired function

In the section with bank details, select the “UPI ID management” option. Next, the system will ask for the first OTP verification to make sure that you are trying to change the settings.

4
 

Add a new address

Visit the interface, where you can create a new address. Enter a new name for the identifier. Google allows you to create a customized address that is easy to remember.

The final step is to set up a new name for your account.

how to change upi id in gpay

Also, you can consider the Paykassma and LinkPay services. They provide users with convenient transaction solutions in the world and offer convenient rates and bonuses. These platforms are especially popular among Indian users. Paykassma and LinkPay conveniently integrate transactions via WhatsApp and other platforms.

Rules For Setting Up ID

If you want to know how to change the GPay UPI ID, you need to follow a few rules. Read them in detail:

FeatureDescription
Allowed charactersLowercase letters (a-z), numbers (0-9), underscore (_), and period mark (.)
Prohibited elementsSpecial characters (e.g., !, @, #), spaces, punctuation marks (e.g., or ;)
Ideal length8-12 characters to make the identifier convenient and easy to remember.

Use only allowed characters. Spaces and special characters can lead to errors. It should meet GPay standards and be user-friendly.

Post-Change Actions

After changing your UPI ID, you need to do the following:

Update your auto-payment mandates

If you have recurring payments or subscriptions, update them with the new ID address. This will prevent missed transactions and service interruptions.

Notify contacts

Inform your friends, family, or business contacts about your new address. This will help you avoid problems with transactions and ensure smooth transfers.

Sync changes with tax software

If you use tax software, update it with a new address to maintain accurate records and ensure all financial data is properly synchronized.

These steps will help maintain a smooth transaction process. Also, you can consider Paykassma or LinkPay as reliable services. They provide the best services for P2P and P2C transactions in India, Bangladesh, and other countries. 

Common Issues and Solutions when Change UPI ID in Google Pay

Users may face various technical issues when they change their UPI ID in Google Pay. Check out the common issues and possible solutions in the table below:

IssueSolutionContact
UPI ID is not updatingClear the app cache and restart it.Support team
Bank not listedCheck the UPI activation via *99# command in mobile banking.Your bank support team
Unable to add new UPI IDMake sure your phone number is linked to your bank account. Try again after some time.Technical support team
OTP-verification errorCheck if you entered the phone number correctly. Try to restart the app.Support team
“Try later” messageSometimes problems occur due to temporary failures of Google servers.Support team
Issues with changes in synchronizationCheck your internet connection. Make sure you have updated the app to the latest version. Try to log out and log in again.Support team

If the issue persists for a long time, contact the support team. 

Security Best Practices

Every GPay user needs to take precautions to protect their financial data from fraudsters. Consider the main points that will help to secure your account and change your UPI ID in Google Pay. 

Biometric authentication setup

One of the most reliable ways to protect transactions is biometric authentication. This method prevents unauthorized access to your Google app. Even if someone gains access to your device, they will not be able to make payment without your biometrics. This significantly reduces the risk of fraud. 

Transaction alert configuration

To monitor transactions and quickly respond to suspicious ones, you need to enable notifications. Here’s how you can do it:

1
 

Open the app

Open GPay and go to Settings.

2
 

Select the section

Select the Notifications section.

3
 

Enable notifications

Enable SMS and push notifications for each transaction.

Additionally, you can enable notifications from your bank via the mobile app or online banking. If you notice a suspicious transaction, contact your bank immediately. Contact Google Pay support so that operators can investigate the fraud. 

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Phishing attempt red flags

Phishing is a common method of fraud. With phishing, attackers try to access your data through fake messages, calls, or websites. Here’s how you can recognize phishing:

Suspicious Messages

You receive an SMS or email asking you to enter an OTP code or PIN. Genuine services will never ask for these details via unsolicited messages.

Fake Support Calls

“Bank employees” or “Google Pay support” call and ask for card details. Remember that official representatives never request sensitive information over the phone.

Phishing Websites

You can be redirected to a site similar to Google Pay but with minor differences. Always check the URL carefully before entering any personal data.

Unverified Applications

Someone can ask you to download an unknown application or give access to the phone screen. Granting such access can allow fraudsters to steal your financial credentials.

To protect yourself from phishing, never give your PIN, OTP, or card details, even to your bank. If you are called and asked to transfer confidential data, end the conversation immediately.

Business and Professional Use Cases

how to change gpay upi id

ID address is a convenient tool for personal payments and business, health services, and other purchases. Consider how the change GPay UPI ID can help your business. 

Creating brand-specific IDs

One of the main ways to use IDs in business is through custom identifiers. Instead of a standard address, you can register a more professional one. Study some examples:

  • sales@company — for the sales department.
  • billing@company — for transactions of services and orders.
  • support@company — for refunds and customer transactions.

Branded IDs increase customer trust as they can see to whom they are sending the money.

Pay attention to Paykassma and LinkPay — the top services for business transactions!

Accounting benefits of multiple IDs

Companies need to structure their money flows to separate personal and corporate expenses. One way to do this is to use multiple addresses for different types of transactions. Here is how to change the Google Pay UPI ID for a business:

  • A separate address to receive transactions from customers.
  • A special address for transactions to suppliers and contractors.

This approach will help you simplify financial analysis and control expenses. It can also streamline your accounting work and help businesses with different banks. 

GST-compliant record keeping

In countries where the Goods and Services Tax (GST) is in effect, businesses need to keep track of all transactions. The new address can help in this process in such ways:

  • Record all receipts and expenses digitally.
  • Simplified tax filing (GSTR-1, GSTR-3B, etc.)

Use a separate address for GST-related transactions. Also, regularly download address statements to prepare tax returns. It’s time to implement it and improve the efficiency of your business!

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Frequently asked questions

How to edit UPI ID in Google Pay?

Open GPay and click on the profile avatar in the upper right corner. Then, go to the payment methods section and select your bank account. select an existing address and complete the OTP verification. Please note that not all banks support changing addresses. If the required option is not available, try to contact the bank or add a new bank account.

How to change UPI ID name in Google Pay?

You should learn several rules and policies. The name corresponds to your bank account. You cannot change it yourself, but you can contact the bank and request a name change in the credentials. You can also add another bank account with the desired name.

How can I change my UPI ID in Google Pay?

Open the app, and go to payment methods. There, select your bank account, enter the desired address, and select an available provider. Choose a short and memorable address to make it easier for customers and partners to send you payments. If you have any difficulties, try to clear the app cache or contact the support team.